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About Us

We are Vania Leonard Home Loans

About Vania Leonard

With over 30 years of experience in the property industry, I have one clear vision: to enable positive futures for my clients. My mission is simple yet powerful — to be my clients’ most trusted partner on their property journey.

I am passionate about helping individuals and families achieve their dreams of homeownership. Whether it’s securing bond finance, navigating the complexities of property sales, or offering honest advice, I am committed to providing exceptional service grounded in experience, integrity, and care.

My journey in property began after completing a 3-year National Diploma in Public Relations and Communication Science at Nelson Mandela University in Gqeberha. My background in public relations, marketing, and communications laid the foundation for a career built on strong relationships, transparency, and client-focused service. Over the past 15 years, I’ve specialised in bond finance and origination, helping clients secure the best possible financial solutions for their property needs.

I am proud to be associated with MortgageMax, where I continue to align my work with my values: putting clients first, building long-term relationships, and delivering real value — not just deals.

A Little More About Me

I was born in Cape Town and matriculated from Alexander Road High School in Port Elizabeth (Gqeberha). After several years in the corporate world of PR and publicity, I transitioned into real estate, working as an Estate Agent in Langebaan with Pam Golding and De Huizemark.

When I’m not assisting clients or hosting show houses, you’ll likely find me outdoors. I love running, stand-up paddleboarding, scuba diving, open-water swimming, sailing, and horse-riding. My weekends are filled with beach walks with my dogs, creative hobbies like painting furniture and playing guitar, and time spent with cherished friends.

If you’re looking for someone who brings heart, expertise, and unwavering commitment to your property journey, I’d love to partner with you.

Warm Property Regards,
Vania Leonard

What we offer

Pre-qualification

Homeloan

Home insurance

Personal loans

Commercial Financing

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Get in touch with our team

Our team is ready to assist with information, advice, and support to help you take the next step with confidence.

Vania Leonard

Western Cape

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Vania Leonard

Western Cape

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VANIA Leonard

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VANIA Leonard

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Calculators

Bond Repayment Calculator

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Bond & Transfer Costs Calculator

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Post, Petties, FICA, Other Fees

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Total transfer costs

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Transfer duty

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Property transfer costs

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Additional Payment Calculator

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Deposit Savings Calculator

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Monthly saving required

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Total savings required

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Amortisation Calculator

Total interest paid

R0.00

Total loan amount

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No. of months of loan

months

Interest rate

%

Fixed term

months

Fixed interest rate

%

3-in-1 Calculator

Total monthly repayment

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Total loan amount

R0.00

Total interest

R0.00

Purchase price

R0.00

Interest rate

%

Bond amount

R0.00

Repayment term

years

Additional payment savings

Additional savings

R0.00

New loan duration

months

Bond and transfer costs

Transfer fee (incl VAT)

R0.00

Transfer deeds office fee

R0.00

Transfer postage & petties

R0.00

Transfer duty

R0.00

Total transfer fee

R0.00

Bond registration fee

R0.00

Bond postage & petties

R0.00

Total bond fee

R0.00

Total bond and transfer fee

R0.00

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Repayments

Bond Repayment Calculator

Total monthly repayment

R0.00

Share Results

Total amount repayable

R0.00

Total bond and transfer cost

R0.00

Purchase price

R0.00

Bond amount

R0.00

Interest rate

%

Repayment term

years

Affordability Calculator

Total loan amount

R0.00

Share Results

Monthly repayment

R0.00

Monthly gross income

R0.00

Monthly net income

R0.00

Monthly expenses

R0.00

Interest rate

%

Payment term

years

ResetDownload

Bond & Transfer Costs Calculator

Total cost (incl. VAT)

R0.00

Share Results

Total bond costs

R0.00

Bond registration cost

R0.00

Bonds deeds office fees

R0.00

Post, Petties, FICA, Other Fees

R0.00

Total transfer costs

R0.00

Transfer duty

R0.00

Property transfer costs

R0.00

Transfer deeds office fees

R0.00

Post, Petties, FICA, Other Fees

R0.00

Error

Message successfully sent.

Additional Payment Calculator

New loan duration

months

Share Results

Total savings on interest

R0.00

Total loan amount

R0.00

Total interest

R0.00

New monthly repayments

R0.00

Old monthly repayment

R0.00

Loan amount

R0.00

Additional payment

R0.00

Interest rate

%

Repayment term

years

Deposit Savings Calculator

Deposit goal

R0.00

Share Results

Monthly saving required

R 0.00

Total savings required

R0.00

Total loan amount

R0.00

Deposit % required

0%

Existing savings

R0.00

Deposit required date

2025/01/01

Savings interest rate

0%

Reset
Download

Amortisation Calculator

Total interest paid

R0.00

Total loan amount

R0.00

No. of months of loan

months

Interest rate

%

Fixed term

months

Fixed interest rate

%

3-in-1 Calculator

Total monthly repayment

R0.00

Share Results

Total loan amount

R0.00

Total interest

R0.00

Purchase price

R0.00

Interest rate

%

Bond amount

R0.00

Repayment term

years

Additional payment savings

Additional savings

R0.00

New loan duration

months

Bond and transfer costs

Transfer fee (incl VAT)

R0.00

Transfer deeds office fee

R0.00

Transfer postage & petties

R0.00

Transfer duty

R0.00

Total transfer fee

R0.00

Bond registration fee

R0.00

Bond postage & petties

R0.00

Total bond fee

R0.00

Total bond and transfer fee

R0.00

Message successfully sent.